Banking Solutions

Every Banking Solution
Under One Sovereign Roof

From your first checking account to a nine-figure commercial real estate transaction, Crown Capital Group brings the same institutional rigor to every client relationship.

Personal Banking

Deposit accounts, lending, and everyday banking for individuals who expect institutional quality.

Sovereign Checking

No-fee personal checking with unlimited transactions, complimentary wire transfers, and a dedicated banker for account management.

High-Yield Savings

Competitive APY on personal savings accounts with FDIC insurance up to the maximum allowed by law. No minimum balance penalties.

Certificates of Deposit

Fixed-rate CDs in terms from 3 months to 5 years. Laddering strategies available through your personal banker for optimized yield.

Money Market Accounts

Liquidity meets yield. Money market accounts offering tiered rates with immediate access to funds and check-writing privileges.

Residential Mortgage

Fixed and adjustable-rate mortgage products, jumbo loans, and portfolio lending for primary residences and investment properties.

Personal Lines of Credit

Unsecured and home equity-secured lines of credit. Flexible access to capital for major purchases, renovation, or personal liquidity needs.

Business Banking

Checking, cash management, and merchant solutions for enterprises at every stage.

Business Checking

Tiered business checking accounts with unlimited transactions, ACH origination, and integrated payroll services. Dedicated business banker assigned at opening.

Business Savings & Money Market

Competitive yields on operating reserves. Sweep accounts automatically optimize overnight balances between checking and interest-bearing instruments.

Treasury Management

Comprehensive cash position management, automated sweeps, positive pay fraud prevention, and remote deposit capture for your entire business banking ecosystem.

Payroll Services

Integrated payroll processing, direct deposit management, and employer tax withholding services coordinated through your Crown Capital business accounts.

Merchant Services

Point-of-sale terminal solutions, payment gateway integration, e-commerce processing, and same-day settlement into your Crown Capital business checking.

International Services

Foreign currency accounts, international wire transfers, trade finance letters of credit, and correspondent banking access for businesses with global operations.

Commercial Lending

Structured credit facilities for business expansion, real estate acquisition, and capital investment.

Commercial Term Loans

Fixed and floating-rate term loans from $250,000 to $25 million. Structured around your cash flows, not a standard amortization schedule.

Commercial Real Estate

Permanent financing, bridge loans, and construction lending for office, industrial, retail, and multifamily properties across New Jersey and the tri-state region.

Business Lines of Credit

Revolving credit facilities for working capital, seasonal needs, and opportunistic acquisitions. Committed and uncommitted structures available.

Construction Lending

Ground-up construction financing with experienced project monitoring, staged draw management, and permanent take-out financing available through Crown Capital.

Equipment Financing

Term loans and leasing structures for capital equipment, fleet vehicles, technology infrastructure, and specialized manufacturing assets.

SBA Loan Programs

Preferred SBA lender for 7(a) and 504 programs. Owner-occupied real estate, business acquisition, and franchise financing with reduced equity requirements.

Private Wealth & Trust

Fiduciary banking and wealth preservation for distinguished individuals and multi-generational families.

Private Banking

Dedicated private banker, priority service across all products, preferred rates on deposits and lending, and consolidated reporting across your entire Crown Capital relationship.

Trust Administration

Corporate trustee services for revocable and irrevocable trusts. Expert fiduciary administration, tax reporting, and beneficiary communications managed by our trust department.

Estate Planning Support

Coordination with estate counsel for trust funding, asset titling, beneficiary designations, and the mechanics of wealth transfer. We handle the banking details so your attorneys can focus on strategy.

Investment Management

Discretionary and non-discretionary investment management through our RIA affiliate. Conservative, growth, and income-oriented mandates aligned with your financial plan.

Wire Transfer Services

Same-day domestic and international wire transfers with institutional-grade fraud controls, callback verification, and dual-authorization requirements for large transactions.

Safe Deposit & Custody

Vault-secured safe deposit boxes and securities custody services. Your physical and digital assets protected with the same rigor we apply to your deposits.

Current Rates

Deposit Rate Schedule

Rates effective as of January 2025. Subject to change without notice. Speak with a banker for current rates and minimum balance requirements.

Product Minimum Balance APY Term
Sovereign Checking$00.25%None
High-Yield Savings$1,0004.75%None
Money Market — Standard$5,0004.50%None
Money Market — Premium$50,0005.10%None
12-Month CD$1,0005.25%12 months
24-Month CD$1,0005.00%24 months
60-Month CD$1,0004.60%60 months

APY = Annual Percentage Yield. Rates subject to change. FDIC insured to the maximum permitted by law. Early withdrawal penalties may apply to CDs.

Open Your Account

Ready to Bank with
Crown Capital Group?

Schedule a consultation and a dedicated Crown Capital banker will walk you through the products best suited to your financial goals.

Schedule a Consultation About Our Institution